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Potential DMP: Well that's the first call done

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Comments

  • Historybuff
    Historybuff Posts: 657 Forumite
    Seventh Anniversary Combo Breaker
    Have a look at You Need a Budget. Loads of folk use it on here and it's very highly thought of. I tried it on the free 34 day trial and ended up buying it. It helps me stay on track with my budget.
    Feb 2014 to now
    Unsecured debt at highest £56,511/now £9,328 83% paid. :)
    Mortgage £85,342/now £28,846 66% paid
    2018 overpayment total - £5,500
    Mortgage and debt free by August 2020
  • TimeToDoIt
    TimeToDoIt Posts: 220 Forumite
    Debt-free and Proud!
    Thank you I'll check that out
    ~~I am debt free~~
  • FuzzyDF
    FuzzyDF Posts: 147 Forumite
    Your posts fill me with hope.

    I'm in the same position as you. Just applied to Step Change, sent the paperwork off and now for the hard bit. Not paying my creditors as I have always done whilst struggling.

    I'm hoping that Halifax are understanding.
    LBM 2 June 2014
  • TimeToDoIt
    TimeToDoIt Posts: 220 Forumite
    Debt-free and Proud!
    How funny Fuzzy - I just responded to one of your posts saying we were at the same stage!!

    Why don't you call Halifax before they call you?

    Honestly, I owe natwest over £11k and when I spoke to the lady there yesterday she was so so kind.

    It was a huge relief and I actually went to bed last night not worried out of my mind. It's definitely a good feeling.
    ~~I am debt free~~
  • Brightspark87
    Brightspark87 Posts: 1,466 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    You are so right facing up to the issue and dealing with it is the best thing you can do. Congrats and HUGE good luck! 27 payments will fly by x

    Paid off all Catalogues 10.10.2014
  • TimeToDoIt
    TimeToDoIt Posts: 220 Forumite
    Debt-free and Proud!
    Thank you so much brightspark87
    At first I thought "27 payments? Eek" but when you think I've made 120 payments already... Bring it on
    ~~I am debt free~~
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