Airey type house repairs using 2000 PLUS Licensed Repair System

[Deleted User]

Me & my partner are looking at buying a house. It is perfect, but the surveyor and solicitors have raised some points that might need some further research into. The surveyor didn't raise this as a massive concern in his report, so we didn't look into this earlier.
The house was built as an 'Airey' type property, which by current standards is deemed as a defective design. I understand that getting a mortgage & building insurance would be an issue with this property.
BUT, in 2010 the council came in and repaired the house using the '2000 PLUS Licensed Repair System'. We have seem the certificate of completion and everything seems to be ok.

Now the work has been completed and certificated, would we be able to get a standard mortgage & standard insurance on the property without having to pay any premiums due to the original status of the house (airey type).

Thanks in advance for your help

kingstreet

You'll need to ask your chosen lender and insurer as each will have its own approach to such property.

There is no way to issue a general "yes it will be fine" on such cases.

amnblog

drummermandan02 wrote: »

Me & my partner are looking at buying a house. It is perfect, but the surveyor and solicitors have raised some points that might need some further research into. The surveyor didn't raise this as a massive concern in his report, so we didn't look into this earlier.
The house was built as an 'Airey' type property, which by current standards is deemed as a defective design. I understand that getting a mortgage & building insurance would be an issue with this property.
BUT, in 2010 the council came in and repaired the house using the '2000 PLUS Licensed Repair System'. We have seem the certificate of completion and everything seems to be ok.

Now the work has been completed and certificated, would we be able to get a standard mortgage & standard insurance on the property without having to pay any premiums due to the original status of the house (airey type).

Thanks in advance for your help

You can expect both your mortgage and insurance options to be limited.

These properties always look nice and cheap - there is a reason for that.