£45 in bank charges!!!!

leighavfc

Hi all

Jus looked at my account and realised my bank have charged me £45 in charges for last month. I did have a few dd that bounced due to my financial difficulties recently.

Now my issues are, i have money going into my account for my rent to be paid, but these charges have put me in minus figures (no overdraft). Which will result in me not having enough to pay my rent.

Do i have a good enough argument to ask them to remove them?

sourcrates

If you are in financial hardship, then yes, your bank has a duty of care, you can ask them to refund, but you may have to explain your financial situation to them, they are not automatically duty bound to refund you.

Powered_By_Pies

Bank charges are in my view nothing more than a form of legalised theft, but unfortunately the banks were very quick to close loopholes allowing customers to try and reclaim the charges.

Your best bet now is to claim financial hardship and tell them that the amount taken from fees will mean you don't have enough to pay essential bills for the next month. Depending on who the bank actually are, they may or may not be inclined to refund those charges.

harveybobbles

Which bank is it?

McKneff

If you are sailing that close to the wind with your account, you need to be checking it on a daily basis not on a monthly basis.....


Ask them nicely first.....

leighavfc

Good news. Spoke to nationwide and they have wiped all charges :T