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Monday 2nd June - What small DFW things will you do today?
mooomin
Posts: 13,703 Forumite
When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:
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Comments
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Morning all

- [STRIKE]Banking[/STRIKE] All is well
- [STRIKE]Check for Nectar surveys[/STRIKE] Nothing doing
- [STRIKE]Check Nectar balance[/STRIKE] 5970/£29.85 and double points for fuel are showing
- [STRIKE]Charge phone at work[/STRIKE]
- [STRIKE]Packed lunch[/STRIKE]
- [STRIKE]Walk at least four miles[/STRIKE]
- Return item to M&S
- [STRIKE]Post parcel for RM survey[/STRIKE]
- [STRIKE]Print out ticket for free cinema showing tonight[/STRIKE]
- [STRIKE]Print off Times+ membership card (On £1 free trial and making the most of it!)[/STRIKE]
- Dinner from stores
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Good Morning All
moomin - Thanks for starting us off
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
My list:
Check Banks - Done
Check swapits - Done
Shopping with list & vouchers - Done
Meal from cupboards & freezer -
Clear emails (& unsubscribe any no longer wanted) -
Knit -
Enter a few comps -
Read book from stash - In progress
Check www.freepostcodelottery.com -
Have a great day, love you all xx
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Morning everyone,
Feeling stressed out today!
Few mse things today:
*Go to job 1
* Go to job 2
* Post ebay parcel
* Pay money into bank for ebay sale
* Swagbucking
* surveys
* washing on airer
That's it folks!
Have a good day!!Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650 -
Morning everyone :wave: thanks for starting us off moomin!
lorriedriver hope you feel less stressed very soon x
Well another day... I have the day off today, and am very glad about this. My manager is back after 2 weeks of holiday and I await to see how well handled my imminent departure from the organisation is. AS I said yesterday am feel loads better after a few days off and some time to work out what my next steps are, now just need to get through the next 4 weeks.
Plans for today:
*[STRIKE] check banking[/STRIKE]
*[STRIKE] check cc statement[/STRIKE]
* check onepoll - trying to get to the payout so I can get my hair done cash neutral!
* all meals from stores (was naughty and got an indian last night
)
* [STRIKE]something out of freezer for dinner [/STRIKE]- stuff for thai prawn curry I didn't do yesterday
*[STRIKE] taking dd to the hospital this morning[/STRIKE]
* [STRIKE]taking some snacks & drinks for us & dgd so we're not tempted by vending machines [/STRIKE]
*[STRIKE] apply WD40 to mastic in the bathroom to see if it gets it off [/STRIKE]- have read this from a number of sources. Hope it works as it will be free! It didn't work
will pick up some silicone remover fromn Screwfix. It's about £3.50...
* dinner tonight with oh and doing my protuguese homework. I fell behind as I had a week off and it has now been half term so really do need to brush up. Half way through the course already!
* get clothes ready for the working week
* tend to plants
* submit meter readings
* do energy supplier search
* complete host family application form
* remind oh to speak to friend and ask to borrow ladder so we can continue stripping the hallway (I know he is away next weekend so hopefully will be ok to borrow Fri-Sunday)
* [STRIKE]text friend re sewing group. Was supposed to be last Tues but I wasn't in the mood and she wasn't available. Will ask if she can come here this weekend[/STRIKE]
* pop to hardware store while passing through town to get airvent & cot screw/bolt
* [STRIKE]grab washing off of dd if she has any[/STRIKE]
* start job application
* [STRIKE]do job search[/STRIKE]
*[STRIKE] have submitted an application this morning[/STRIKE]
Think that is more than enough for 1 day! Hope it's relatively painless everyone xDF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Good Morning everyone,
Mooomin – Thanks for starting the thread off today.
My list for today:
Check banking
Catch up with emails
All meals from stores
Tidy the house
Go to college
Do paid work that is in
Speak to DH regarding getting sky
Do required course work
Make a start on HMRC paperwork
Spend 30 minutes looking for freelance work
Work through the washing basket
I think that is everything that I need to get done today. Hope everyone has a good Monday x0 -
Morning all,
Today's list: Finish delivering Labour Party leaflets (free fitness!), laundry drying outside on line, rubber chicken activities (divvied up for 3 days of meals, 2 lunches plus soup), chicken stock in slow cooker, checked veggie garden, make loaf & a dozen bread rolls, bake biscuits & gingercake, fill tiny boxes with value raisins for work snacks, make tomorrow's packed lunch, clean house for guests coming tomorrow, progress knitting project, make soup.
Think that's quite enough. Have a good audio book to listen to in the kitchen while I work.
Love to all,
F x2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
Hello All
Feels good to be at work and back in front of a working computer (though OH tells me the laptop is working again - phew).
Today I have/will:
- Check online banking and spread sheet
- All meals at home from plan
- Lifts to and from work
- Swapped library books
- Knit a bit more of dads jumper (mum and dad arriving Friday for a quick visit)
That's all for now. Feeling really grotty again with cough that has been working it's way around my colleagues (one of those tickly ones - very irritating).
Best wishes all x0 -
Hello all
Havent been on the Board for a while my house sale has been frustrating me and I have been living on a thread on the House Selling board.
Its been 12 weeks and I still don't know what is happening with my house - Estate agent and Solicitor are rubbish and I can't get hold of anyone and no contract signed or anything! boo
I am very stressed!
Today:
Got to job one
Go to job two
I filled in a job application form
I brought breakfast and lunch in to work
I need to pay some bills BOO
Have booked an apt with solicitor in the hope I will finally get to speak to him
Off now to cry into my cereal lol
Nat
xDMP 2021-2024: £30,668 £0 🥳
Current debt: £7823.62 7720.52 7417.940 -
Been to work. Took own lunch. Tea from freezer. NSD! Reading library book. Watching telly, looking forward to the secret life of cats, see what my little creature gets up to!Member 116 2 pound savers club:) 167 virtual sealed pot challenge:j0
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