Payplan - Expenditure of Water bill for 10 months, (Not12 ??) also Council tax

Galeeno

Look at this payplan income/expenditure form,


https://www.payplan.com/wp-content/uploads/2014/04/income-and-expenditure-form.pdf


Look on this part:
2) Your Essential Expenditure

Council tax [10 months]
Water rates [10 months]


Howcome council tax and water rates are given in 10 months?, and not 12 months ?

double_mummy

because council tax is generally set up for 10 months per year unless you request it to be changed to 12

no idea about water though

GibbsRule_No3

Looks like the form has changed since I did mine with Payplan four years ago. My water is only spread over eight months and Council Tax over ten but I have always used those extra six months as my emergency fund boost. Payplan have never queried it. Amazing how those free months helped me get through. Nearly £350 a year in my case. If they had queried it I would have changed to a twelve month plan, I know my council do that for the CT now , not sure about the water tax.

sourcrates

Where we live, council tax, until recently, was paid over 10 months, although its now 12 as default, same with water, paid over 10 months as default.