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Halifax strict or better?

Are halifax struck or easier at lending

Have car loan
Cc

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All lenders have target markets for their products and will set the qualifying criteria accordingly. In doing so they will factor in their regulatory obligations to lend responsibly and assess the borrower for affordability.
  • As days advice each lender has their own criteria but Halifax seem to have a reputation for being one of the quicker lenders in making a decision. Quite a few people in here recently have had a decision in under 2 weeks of applying.
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