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10.7.07 what small DFW thing will you do or have you done today?

Hello lovely DFWers - old timers and newbies. :j

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will do the following:

- send everyone off with pack ups
- do online banking and update spreadsheet
- do some more admin
- get some more yoghurt on the go!
- not increase my debt in any way
- have a NSD
- be positive!!

Have a good day everyone xx
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments

  • Morning Hypno and all to follow...

    - Letter for claiming cc charges
    - Take Greasy Palm and Co-op divi cheques to the Post Office
    - Take bagged change to the Post Office
    - DO EXPENSES!!!

    Have a good day!!

    gtd
    Official DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!
  • pania
    pania Posts: 8,258 Forumite
    Morning all!

    1) call Abbey and tell them another 4 weeks is unacceptable
    2) call Tesco to tell them about pies
    3) Aim for a NSD
    4) Do on-line banking and check everything is where it should be
    5) Matched bet free £25 when it comes in!

    Have a great day today
    P
    xx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • 2) call Tesco to tell them about pies

    :rotfl:

    tell them about pies?

    gtd
    Official DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!
  • pania
    pania Posts: 8,258 Forumite
    yep, figured they may never have heard of them so thought i'd best let them know their missing out on a good thing!! :rotfl:
    Nope only kidding, Last sunday had a veggie pie but there were loads of bits of hair in it.:eek: looked like someone'd had their hair cut and the bits were falling in the pie as they did them!! :eek: made me feel rather ill. Will complain nicely and see if i can get free clubcard points out of it!
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • angchris
    angchris Posts: 1,179 Forumite
    morning all!
    today i have sent my son off to school with a packed lunch
    have saved the bones from last nights tea to give to the dog later on hopefully saving a bit on doggy food.
    done my online banking and shuffled money saving interest charges.
    am tempted to open an egg credit card just for the £35 cashback through quidco.
    going to hang the washing outside if its nice.
    will cut my oh`s and sons hair later on saving £16 at the barbers
    have bought a black school jumper for my son to return to school in sept off of ebay for the grand sum of £2.98 inc postage saving me buying one at a tenner.
    have also bought a couple of t-shirts of ebay for myself (99p each :money: ) for my holibobs to Canada next month saving me paying Evans exorbitant price of a tenner a tshirt :mad:
    have also found free accomodation for the whole 2 weeks im in Canada saving me oodles of dosh :j just need to confirm later on today.

    have a fab day everyone!! ...angchris
    proper prior planning prevents !!!!!! poor performance! :p
    Only when the last tree has died and the last river been poisoned and the last fish been caught will we realise we cannot eat money
    quote from an american indian.
  • chunky79
    chunky79 Posts: 732 Forumite
    Moning all:hello:

    So far today i haven't done much other than pack up for everyone.
    Had my tooth out yesterday and ended up with stitches in the gum and on my pallet. Lucky me eh! Trust me to decide to save £50 and not have sedation!!
    You can touch the dust but please don't write in it !

    Would you like to speak to the man in charge, or the woman who knows whats happening?
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Today I will pot up the free tomato plants that I was supposed to do yesterday :o

    Am now using green/cheap cleaning ingredients for my housework. (does Bicarb of Soda = Baking Soda?)

    Will help DS ebay his stuff.
  • luxor4t
    luxor4t Posts: 11,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Made a menu for MiL's visit using store cupboard only.

    Planned trips using bus company leaflet about cheap day tickets and found 2 bogof entry vouchers for local attractions.

    OM applied for a credit card on Quidco - Post Office - as £20 cash back & will be useful on holiday.
    I can cook and sew, make flowers grow.
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi all -

    today I have/will:

    Done my piggy clicks
    Do other clicks
    Send ebay parcels off & work out overall profit
    List on Ebay tonight
    Go through present box and allocate what I have already to the listof bday/christmas gift list so I don't overspend this xmas - this WILL save me a lot of money :)
    Find some more DVDs to amazon

    Think that's about it for now.

    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Last sunday had a veggie pie but there were loads of bits of hair in it.:eek:

    I'd forgotten about that - feel ill now just thinking about it...
    Official DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!
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