Just got new job...need a mortgage

jakesnan

Hello, could anyone recommend lenders who accept applications from people who have just changed jobs? I have sold my house and have found another, I was delighted to get out of my old job and into a new one, however I don't want to apply to anywhere that won't consider me for this reason. My husband has been in the same job for 15 years and I was in my last job for 4 years. There is no break in employment. Any advice would be good. Thank you!

dimbo61

You could try your existing lender or your bank ?
Ask how long you need to be employed in your new job?
Most lenders want to last 3 months wage slips.
Your husbands income and deposit maybe enough on there own !

Voyager2002

Usually, people 'port' their existing mortgage to their new property. If you have not yet completed your sale then it should be possible to arrange this: you keep the same mortgage but just transfer it to another place.

Otherwise, talk to Nationwide.

ACG

I cant say specific lenders (as it could be seen as leading) but there are lenders out there.

Some will want you to have been employed for a period of time (switching jobs could fall into that), others will want you to have started with your new employer or to have been there for 3-6 months or be through any probationary period.

Id suggest you get on to lenders websites and look at their criteria or speak to a broker.