Forever Home Fund

shangaijimmy

katep23 wrote: »

Considering it was over £40 when we got our mortgage in January 2015 that's a pretty big relief!

I've just gone cold at the thought of that! Fantastic progress!

katep23

December 2014
Mortgage £346,545.00
Mortgage free date 2044
LTV 86.64%

3rd September 2019
Mortgage: £294,595.64
Capital paid off capital last month: £1,374.07
Total paid off capital: £51,999.36

LTV: 65.47%

katep23

December 2014
Mortgage £346,545.00
Mortgage free date 2044
LTV 86.64%

2nd October 2019
Mortgage: £293,239.27
Capital paid off capital last month: £1,356.37
Total paid off capital: £53,355.73

LTV: 65.16%

Tropically

Wow!!! That's amazing!

katep23

December 2014 .
Mortgage £346,545.00
Mortgage free date 2044
LTV 86.64%

2nd November 2019
Mortgage: £291,859.25
Capital paid off capital last month: £1,380.02
Total paid off capital: £54,735.75

LTV: 64.86%

katep23

December 2014 .
Mortgage £346,545.00
Mortgage free date 2044
LTV 86.64%

3rd December 2019
Mortgage: £290,497.00
Capital paid off capital last month: £1,362.25
Total paid off capital: £56,098.00

LTV: 64.55%

katep23

December 2014 .
Mortgage £346,545.00
Mortgage free date 2044
LTV 86.64%

2nd May 2020
Mortgage: £283,570.83Capital paid off capital last month: £1,379.29
Total paid off capital: £61,644.88

LTV: 63.32% 

katep23

Been a long time since I posted.

Total is coming down well, should be in the 270s in August.  Feeling impatient but still carrying debt (at 0%) for work to house and there's more work to be done yet so there is no chance of OPing any more at the moment.

katep23

December 2014 .
Mortgage £346,545.00
Mortgage free date 2044
LTV 86.64%

2nd June 2020
Mortgage: £282,168.59Capital paid off capital last month: £1,402.24
Total paid off capital: £64,426.41
LTV: 62.70% 

katep23

Seems like daily interest is under £20 a day so that's a brilliant milestone, still on track for £270s in August.