My Shopper to Debt-Free Saver Diary!

Gleeful

Closed the Very account today!

The Halifax card is 0% for 31 months so I've worked out it would be £42.71 per month to clear that off in that time. Obviously I can overpay whenever but with it being 0% it seems more logical to make overpayments on the others.

Am currently overpaying HSBC by £30 every month as standard. I'm going to target the Creation one by making overpayments here and there wherever possible.

However, I'll have to take a break from overpayments for a little while as I need to pay my tax bill of £952 by the end of July...once that is out of the way it is full steam ahead

Gleeful

Payday today, so current totals!

HSBC card - £2413.46
Halifax - £1304.27
Creation - £432.34
Very - £0
Total - £4150.07

Gleeful

Paid £250 towards my £962 HMRC bill that is due by end July. I plan to pay another £250 towards it by the end of June, using eBay sales money

Then I think that's it for debt repayment this month as I am off on a minibreak to Paris and Disneyland Paris at the end of the month. Might not be a very MSE destination, but my entry ticket was free through work!

Seanymph

remember to take a bottle for water and snackies into the park with you! V expensive in there!

Gleeful

Seanymph wrote: »

remember to take a bottle for water and snackies into the park with you! V expensive in there!

Thank you for the advice. I've been reading the thread on the Holiday boards and we plan to take our own food in, save ourselves some money!

dearlouise

Hope the debt free journey is going well.