We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Ladies & Gents I have an announcement to make...

I am finally debt free :j :j :j

It's been 4 very hard years but we have paid off £23k.

I can't even begin to say how happy I feel right now (bit shakey and bit teary tbh)

Just have to wait for the official letter from Payplan, but, have just spoken to them and she has given the go ahead for the s/o to be closed and confirmed all balances are 0.00 :T

Thank you soooooo much for all the advice I have had from here - even though most of the time i have just read posts and taken onboard the excellent advice.

think I need a strong cup of tea to let it all sink in :D

Payingitallback (or should it now be paiditallback :D )
FINALLY DEBT FREE 9th JULY 2007
£23K PAID IN FULL.
PROUD TO HAVE DEALT WITH MY DEBTS :j
DON'T LOOK AT THE STAIRCASE, JUST THE 1ST STEP IN FRONT OF YOU.
«13456

Comments

  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Well done you! What a fanstastic achievement.

    I love reading posts like this, they show there is hope if we keep plugging away.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Well done you :T :T :T :T :T :T :T

    Cant wait till 2014 when i can share the same fabulous news.

    Off to the debt free roll of honour for you and come back and lead by example.

    All the best

    ym
  • rayday2
    rayday2 Posts: 3,960 Forumite
    Well done! You have done amazingly and are a true inspiration!
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    That is bloody brilliant! :T

    Well done! :j :beer: :j :beer:
  • silkglade
    silkglade Posts: 559 Forumite
    WOOOOOOOOHOOOOOOOOOOO and YIPPEE

    Well done, thats amazing. and such a huge amount!!!!
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    EXCELLENT NEWS! :T :beer: :T

    Don't forget to register on Martin's Roll of Honour.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • anniestar
    anniestar Posts: 2,600 Forumite
    CONGRATULATIONS:j :j . Great news.:j :beer: (AND...... its an all round good day today as its my 13th Wedding Anniversary:j )
    Blind as you run...aware you were staring at the sun.

    And when no hope was left inside on that starry starry night.

    :A Level 42- the reason I exist. :A
  • Thank you so much.

    Bit emotional now but I think Its shock as I was not expecting to be clear until August.

    Right off to change my signiture I think!!!
    FINALLY DEBT FREE 9th JULY 2007
    £23K PAID IN FULL.
    PROUD TO HAVE DEALT WITH MY DEBTS :j
    DON'T LOOK AT THE STAIRCASE, JUST THE 1ST STEP IN FRONT OF YOU.
  • Happy Anniversary Anniestar :beer:
    FINALLY DEBT FREE 9th JULY 2007
    £23K PAID IN FULL.
    PROUD TO HAVE DEALT WITH MY DEBTS :j
    DON'T LOOK AT THE STAIRCASE, JUST THE 1ST STEP IN FRONT OF YOU.
  • anniestar
    anniestar Posts: 2,600 Forumite
    Happy Anniversary Anniestar :beer:
    Thank yo uso much. We will raise a glass to you tomnight for your inspirational journey.:beer: :beer: A XXXXXX
    Blind as you run...aware you were staring at the sun.

    And when no hope was left inside on that starry starry night.

    :A Level 42- the reason I exist. :A
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.