Dental Insurance that is reasonably priced?

BucksLady

I think a lot of people earning around the national average would struggle to afford private dentistry and it's unrealistic to think otherwise.

Torry_Quine

I have only ever had an NHS dentist and have always had excellent treatment. The cost of private dentistry is prohibitively expensive for many people and just not necessary unless you are looking for something extra.

My present dentist is also private and the facilities are first-class.

janiebquick

OP, I think Simply Health do a standalone dental insurance scheme that you could investigate.

Toothsmith

BucksLady wrote: »

I think a lot of people earning around the national average would struggle to afford private dentistry and it's unrealistic to think otherwise.

People choose to prioritise different things.

I only see patients privately and there is nothing remarkable in the earning power of my patient base. All ordinary people in an ordinary town.

A private dental scheme cost is comparable in price to a Sky subscription or a mobile phone contract.

They are not exclusive to the high earners.

Torry_Quine

Toothsmith wrote: »

People choose to prioritise different things.

I only see patients privately and there is nothing remarkable in the earning power of my patient base. All ordinary people in an ordinary town.

A private dental scheme cost is comparable in price to a Sky subscription or a mobile phone contract.

They are not exclusive to the high earners.

There are many who can't afford SKY or mobile phone contracts either though. Also to many £26,000 is an unreachable wage.

welshdent

We should probably stop driving cars too. My last service was £200 and I spend about 50 a week on fuel. That's a second hand 1 series BMW. Nothing at all fancy. Assuming I get 2 services a year, that alone is more than 2 Check ups and 2 scale and polishes. And don't throw the BMW argument at me as I know of dental nurses that have owned them and they are in the salary brackets, possibly lower that are being referred to

Toothsmith

Torry_Quine wrote: »

There are many who can't afford SKY or mobile phone contracts either though. Also to many £26,000 is an unreachable wage.

Which is why you hardly ever see satellite dishes on the sides of houses in all income areas and you rarely see kids with smart phones

Torry_Quine

Toothsmith wrote: »

Which is why you hardly ever see satellite dishes on the sides of houses in all income areas and you rarely see kids with smart phones

Could be an old dish or free-sat and the phones can be PAYG.:p

BucksLady

My experience of the NHS has been excellent. At 30 I don't have any fillings to date, but my teeth were straightened as a teenager. When I moved house I was unable to find a NHS dentist and so booked in at a private practice. I only went the once. Just felt the guy was looking for work. After my examination and xrays, he told me that I would benefit from Invisalign.......at a cost of £3,500..... My teeth are really straight and so why on earth would I want more treatment. Not impressed, to say the least.

rs65

freeyaeco wrote: »

The other system would be denplan, which seems to cover most of the costs at a rather moderate price, the problem being the exceptions : some dentists will rule out RCT from the plan, and adding to that any specialists consult and treatment (when things actually get costly) aren't covered. Other major issue with denplan you need to be "dentally fit" to start the plan, meaning that you would need to pay for your treatment to sign up (sometimes quite a lot). Premiums start around 15£/month if you never had a problem and rise to around 55-60£/month if you've had many, the average being around 30-35£month. It's actually quite a lot for what's offered.

Interesting.

Our dentist switched from NHS to Denplan so we were effectively dentally fit at the switch.

I guess the concern you have is for people who only seek out treatment or insurance when a problem arises. No insurance will cover a pre-existing condition.

I guess when he made the change, some people left as there is rarely a wait, rarely anyone else in the waiting room and its generally possible to be fitted in when need be.

As a couple we pay about £50 a month (started nearer £40 and the annual cost was about the average we had paid over the last 5 years). The only thing not included is lab fees for crowns which are £80 I think.