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best and fast loan

tony_k
tony_k Posts: 3 Newbie
in Loans
I am looking for a loan of £10,750 for my house improvement. i am buying a house and it will be completed this Friday the mortgage sum of £63,000.

which is a good company for a personal loan fast decision and which will definitely approve is Santander good or Tesco ??

thanks for any GENUINE advice

Comments

  • 19lottie82
    19lottie82 Posts: 6,033 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    no one can say for definite, or even advise without any further info.

    as a starting point, whats your salary? do you have any other existing debt (apart from the mortgage)? whats your credit history like? I'm presuming ok, if you've just been given a mortgage....
  • tony_k
    tony_k Posts: 3 Newbie
    my totoa pay p60 end of year certificate is £22856.26 and my mortgage monthly are about £350. ive never had missed payments loans credit cards before.
  • tony_k
    tony_k Posts: 3 Newbie
    ive just had my mortgage offer through and accepted and the funs should be completed on Friday but i need a loan of approx. £10,750 for home improvements house is a mess and needs a lot of work doing advice asap plz
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    Either the company who is giving you your mortgage, or your bank would be a good place to start.

    I am calling troll because its insane to not have this dealt with the completion date this week!!

    What if you cant get a loan?
  • poppasmurf_bewdley
    poppasmurf_bewdley Posts: 5,943 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    tony_k wrote: »
    ive just had my mortgage offer through and accepted and the funs should be completed on Friday but i need a loan of approx. £10,750 for home improvements house is a mess and needs a lot of work doing advice asap plz

    I've never known a mortgage go through so quickly.
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • Jackie132
    Jackie132 Posts: 65 Forumite
    If you have already taken loan, and have not clear yet then there is some problem in taking the loan. If you have been the loan then you can take again according to your requirement.
  • poppasmurf_bewdley
    poppasmurf_bewdley Posts: 5,943 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Jackie132 wrote: »
    If you have already taken loan, and have not clear yet then there is some problem in taking the loan. If you have been the loan then you can take again according to your requirement.

    Please repeat in language we can understand.
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • Caz3121
    Caz3121 Posts: 15,906 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why do you need it so quick if it is a home improvement loan?
    It is not to use as the deposit is it?
    The house must be habitable as you have received a mortgage offer so, could you move in and sort things out first and do the work gradually as you can afford it
    Do you have any loans, credit cards or overdraft currently. The amount you are looking for would be the top end for your salary if you have no other debt.
    Did you factor the work required into your offer for the property? (but not your budget)

    What is your current LTV on the mortgage?
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