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9.7.07 what small dfw thing will you do or have you done today?

hypno06
hypno06 Posts: 32,296 Forumite
10,000 Posts Combo Breaker
Hello lovely DFWers - old timers and newbies. Welcome to a new week :j

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will do the following:

- piggy and quidco clicks
- send everyone off with pack ups
- check online banking and update spreadsheet
- do lots of admin - including sorting out my old insurance claim
- stick to meal plan - tonight it is gammon egg and chips
- not increase my debt in any way
- be positive!!

hope everyone has a fantastic day :D
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)

Comments

  • bobbie78
    bobbie78 Posts: 275 Forumite
    I've got up early to do my expenses to send off to the accountant and start on my tax return. Also planning to quit smoking once I run out of ciggys today. Also need to chase the mortgage broker again as still haven't had confirmation through for the mortgage and I'm getting a bit twitchy about it.
    Official DFW Nerd Club - Member no. 234 Proud to be dealing with my debts I love the Dave Ramsey podcasts. Debt Free Date (including house) Aug 2012 Live on £4000 a year the short version £918 for 29/09/08 - 01/01/09 spent £0 NSD's In October Target 10 Actual 0 Quit smoking 25/09/08 saved £5 so far
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Good luck with stopping smoking bobbie78 :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    On my shopping list today are the ingredients for very environmentally friendly and extremely DFW cleaning products. So tonight I will be making my own multi-surface cleaner; polish; and toilet cleaner. :j

    I shall try and rescue the weedy tomato seedlings (v late I know, but free) because I am convinced that August will be very very hot......

    Done my clicks.

    Sent OH to work with a couple of rock hard flapjacks that he is too polite to criticise. (spookily, I've forgotten mine :D )
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    1,000 Posts Combo Breaker
    Today I Will:

    -Not increase my debt.
    -Do some piggyclicks
    -Take packed lunch to work
    -Stay positive
    -have left over meal from last night.

    Have a good day everyone
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • chunky79
    chunky79 Posts: 732 Forumite
    Morning all :hello:

    Well so far today i have

    Just put in my 3rd load of washing all done at 30 degrees
    Hung the other 2 loads on the line
    Made pack up for everyone
    Forgot i have done piggy clicks it at £6.95 already only been joined 5 weeks
    I have also done my online banking.
    I have also used white vinegar to clean my kitchen and bathroom they are very sparkly :T
    You can touch the dust but please don't write in it !

    Would you like to speak to the man in charge, or the woman who knows whats happening?
  • Hi everyone,

    Today I have:

    1. done my quidco searches
    2. ordered mum's b'day present onlline from the cheapest retailer, ordered via quidco and used a moneyback card to pay
    3. will be taking food/drink from home to work tonight
    4. entered various competitions on pigsback

    Have a great day everyone! x x
    ...I like my coffee black, just like my metal!
    Proud member no. 15 of the [strike]asylum[/strike]
    night owl thread
    ...And officially mad over Doctor Who & David Tennant!
  • betti911
    betti911 Posts: 819 Forumite
    Debt-free and Proud!
    Have brought in my lunch. Am sending some ebay stuff to people.
    Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j
  • angelavdavis
    angelavdavis Posts: 4,714 Forumite
    Mortgage-free Glee!
    • Have renewed house/contents insurance through quidco for same rate as renewal came through from existing insurer and will hopefully get £120 back!
    • Upgraded Mum's PC yesterday - OK the RAM cost £60 :eek: but it was her birthday and it saved her buying a new one (couldn't believe she was going to buy a new one cos it was slow, yet still have 50% hdd space left!).
    • Saw a lovely little cloak in Monsoon for my bridesmaid but it was £28! So, ordered the same thing from BHS - special offer £10 + £3 postage!
    :D Thanks to MSE, I am mortgage free!:D
  • cat4772
    cat4772 Posts: 2,467 Forumite
    Hellow everyone:j

    Today I have / will:

    -Not increase my debt.
    -Do my pigsback piggyclicks & competitions
    -took home made lunch to work
    -cook shortbread and oatmeal cookies (that I made with flour, butter, milk & sugar - oh an porridge oats cos O couldn't buy oatmeal)!

    I think it might end up being a NSD:T

    Cat.x
    DFW Nerd Club #545 Dealing With Our Debt
    :onever attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
    :othe thing about unwritten laws is that everyone has to agree to them before they can work - *louise*

    March GC £113.53 / £325
  • Today I will have/will do:

    - pigsback clicks
    - stuck to list when shopping
    - made dinner from bargain bin buys - stuff already in freezer

    Not too much else I could have done today!
    Official DFW Nerd Club - Member no. 492 - Proud To Be Dealing With My Debts
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