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Nationwide mortgage process
Holgate88
Posts: 7 Forumite
Hi,
I got an agreement in principle from Nationwide 3 weeks ago before meeting with my financial advisor to complete the full application. The credit check was carried out at AIP stage.
I received a txt from Nationwide last week saying they are happy with all my documents provided and arranged a survey/valuation over the weekend. I got a txt this morning saying the survey report has been received and it came back satisfactory and they will be in touch shortly. I'm terrified that it will all fall through after coming so far. Can anyone reassure me with their experiences? Thanks
I got an agreement in principle from Nationwide 3 weeks ago before meeting with my financial advisor to complete the full application. The credit check was carried out at AIP stage.
I received a txt from Nationwide last week saying they are happy with all my documents provided and arranged a survey/valuation over the weekend. I got a txt this morning saying the survey report has been received and it came back satisfactory and they will be in touch shortly. I'm terrified that it will all fall through after coming so far. Can anyone reassure me with their experiences? Thanks
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Comments
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You normally find the mortgage offer is issued within 48 hours of the return of the valuation.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Thanks, are there any reasons why it may get rejected at this point? From what I've read I assume all the underwriting gets done before the valuation0
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If there's any documentation outstanding the offer won't be issued until that is received and approved.
We've never had a case declined after the valuation.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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