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beginning pension help!

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hello, i am 22 & studying but working fulltime too. i cant sign up to my employers pension scheme until i am 25, i really want to set up something now - i can only put away a small amout max £50 a month at the moment - have been reading some previous posts but still unsure, i don't want an isa as i dont want to be able to access it easily, i want something i can set up and then 'forget about' so to speak until my salary rises after uni & i can afford to increase my contributions - does anyone have any ideas? a friend is with virgin money and i have been looking into them but just want some more advice...don't be scared to say companys etc i'm not gonna go solely on the advice here obviously, just if you have had good experience wiv them let me know, (thanks for advice if any is left)


:rolleyes:

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