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1 year since I cut up my 6 credit cards...

And I can honestly say it was the best thing I have ever done! And I am so proud of myself for turning down the numerous amount of new ones I have been offered, however tempting.

I am slowly but surely paying off my loan (took out a consolidation loan to pay off all £14k of my debts which was the best thing for me and hubby to do after looking at all the options) which has another 4 years to run but we have inherited a bit of money from my late father which we are hopefully going to plough into paying off the loan quicker so it maybe a bit less than 4years. Finally though I can see a light at the end of the tunnel and I hope and pray I never get into this financial mess again!

Sorry a bit of a useless and nothing post but had to write it down for my own pleasure!

Sam

Comments

  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Certainly not a useless and nothing post! Well done you!! Keep up the good work!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    As FF says, not a useless post at all.

    Keep up the good work and keep posting, might be able to get that debt free date even sooner.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • babydoll1
    babydoll1 Posts: 6 Forumite
    SCW1 you might think your post sounds pointless but its encouraging to me to pursue the path i have taken. no more spending on credit cards.
  • moj1966
    moj1966 Posts: 198 Forumite
    Not pointless
    well done on the hard work :j
  • blackangeluk
    blackangeluk Posts: 837 Forumite
    Well done on your achievements - just shows what a bit of willpower can do :T
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