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Radio 4 Money Box - New Mortgage Affordability Checks

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Comments

  • amnblog
    amnblog Posts: 12,768 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Goldiegirl wrote: »
    It'll always be the lenders fault, as no borrower would ever blame themselves.

    'It's their fault innit, they shouldn't have let me have the money'

    It will be the brokers fault Goldie.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Arcaine
    Arcaine Posts: 309 Forumite
    Gentoo365 wrote: »
    No doubt the rules will change and they will have to assume everyone is going to have a baby so as not to discriminate lolz

    Well I can always give them the all clear letter from a certain clinic that means my wife and I are certainly not having any more kids? Do you think that will be good enough for the underwriters or are we all going to have to give a sample? :rotfl:
    Please remember other opinions are available.
  • besti
    besti Posts: 63 Forumite
    How far in the future should they look. Couple in their early twenties will more than likely over a 25 year term have a child!!!
  • silverwhistle
    silverwhistle Posts: 4,050 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Arcaine wrote: »
    Well I can always give them the all clear letter from a certain clinic...

    I'd just tell them that an Immaculate Conception is highly unlikely...
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    amnblog wrote: »
    It will be the brokers fault Goldie.


    Anybody but the borrower !
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • marlot
    marlot Posts: 4,974 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    besti wrote: »
    How far in the future should they look. Couple in their early twenties will more than likely over a 25 year term have a child!!!

    Implicit assumption regarding heterosexual orientation!
This discussion has been closed.
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