Subsequent (or follow up) Credit Search

coco__nutty

Hello,

Can anyone shed more light as to what the reasons for this could be?

We applied for a mortgage with Natwest (through Broker) 28.04.14.
Got a Credit Search alert by Natwest on the same day.
On the 1st of May, Identity Check to Comply With Anti Money Laundering Regulations (Soft check - no impact to credit score) from RBSG.
Today we had another soft search recorded by Natwest titled 'Subsequent or Follow Up Credit Search.

What does this mean? If anything at all?

My credit score/file has improved (slightly) since the first search, if anything, but wondering if this is a standard procedure or they're looking for something specific?..

Thank You in advance!

lou20147

Hi Coco,

I am going through the same process at the moment with Natwest through Broker. I have the same credit searches as you. Still waiting for outcome.

Has yours gone through yet?

coco__nutty

lou20147 wrote: »

Hi Coco,

I am going through the same process at the moment with Natwest through Broker. I have the same credit searches as you. Still waiting for outcome.

Has yours gone through yet?

Hi there

Yes, got semi-good news (Approved Subject to Valuation) last week and full approval confirmed on Friday! Just waiting for the papers in the post... It took a few days after the last follow up search appeared on my credit report...
Took us almost a month but we picked the most bank-holiday rich month of the year AND Post-MMR shake up couldn't have sped things up

All the best to you, don't stress too much! (Easy to say, I know!)

loubylou1980

coco__nutty wrote: »

Hi there

Yes, got semi-good news (Approved Subject to Valuation) last week and full approval confirmed on Friday! Just waiting for the papers in the post... It took a few days after the last follow up search appeared on my credit report...
Took us almost a month but we picked the most bank-holiday rich month of the year AND Post-MMR shake up couldn't have sped things up

All the best to you, don't stress too much! (Easy to say, I know!)

Got my mortgage offer on Friday! Gotta wait for solicitors now! hope it all goes through ok! How are you getting on with solicitors?