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equity release (lifetime mortgage)

Hi All, New kid on the block with first posting.
We own our property outright, with no other debts secured on it. When attempting to release some capital through Equity Release, we were told that we can't do this as it is rented out. Is this correct?

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 May 2014 at 6:44AM
    If the equity loan is repaid on death. Then the lender has an issue if there's a tenant living in the property.
  • Annisele
    Annisele Posts: 4,835 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You may be able to release equity by taking out a buy-to-let mortgage, but not a lifetime mortgage. As Thrugelmir says, lifetime mortgages are products designed for people living in the house themselves.
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