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Car Finance-please help
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Sorry meant to start my own thread not hijack yours0
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I went into a dealer yesterday and left a deposit on a car to hold a car and I applied for finance, I was told to come back today to see if I had been approved. When I went in they showed me the agreed deal and the repayments were within my budget so I agreed but I was told that the finance company would send me the forms to sign, they then said I could drive the car away. Now I am wondering whether I might get a different finance deal which I cannot afford, am I legally bound to complete deal or can I return car and walk away.
Very trusting letting you take the car without a signed finance agreement. It would all depend what you signed I suppose however, no one can force you to sign a finance agreement so if you didn't I suppose they would just come and take the car off you anyway so no different to if you return it and walk away. Expect to lose your deposit though.DMP Mutual Support Thread Member No 19017/05/08 - Total on DMP: £10025.7007/05/14 - Total on DMP: £1666.20 DFD: July 2017!!Baby Tomos born 5th June 2009 - 6lb 5oz :jWeight Loss Target - to lose 60.8lb by NYE 2015 - 37.6lb TO GO0 -
are you sure they didn't say they will send you a copy of the executed agreementDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Having leased a vehicle last year to ensure that it was released to us we had to go to the lease companies building to sign the agreements. This was because we had a 14 day cooling off period if we signed at home / away from the premises. As we needed the car asap we drove the short distance to the companies HQ and signed there. (Incidentally they were absolutely brill and would definitely recommend them)0
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