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Another SOA for advice please

WickedWitch123
WickedWitch123 Posts: 241 Forumite
Part of the Furniture 100 Posts Combo Breaker
edited 28 June 2014 at 1:53PM in Bankruptcy & living with it
Thread deleted for privacy

Comments

  • egrescrimp
    egrescrimp Posts: 573 Forumite
    You are allowed a holiday allowance, this would cover you and any dependents. You could claim £20 for you and £10 per child who relies on your income :)

    Are you sure that £13 is going to cover school trips and after school clubs? perhaps go for £20.

    Groceries/housekeeping is fine, but you could probably go a little higher.

    Your contents insurance is pretty high, that may suggest you've got a lot of valuable items to insure with such a high policy.
  • egrescrimp wrote: »
    You are allowed a holiday allowance, this would cover you and any dependents. You could claim £20 for you and £10 per child who relies on your income :)

    Are you sure that £13 is going to cover school trips and after school clubs? perhaps go for £20.

    Groceries/housekeeping is fine, but you could probably go a little higher.

    Your contents insurance is pretty high, that may suggest you've got a lot of valuable items to insure with such a high policy.

    Thank you egrescrimp for your quick response. I will include a holiday allowance and increase the £13 to £20.

    In relation to my groceries, what would be an acceptable amount?

    I'm not sure about my contents insurance - perhaps i've over insured myself. I have absolutely nothing of value.:rotfl:

    Thanks again.
  • egrescrimp
    egrescrimp Posts: 573 Forumite
    With regards to contents insurance, I pay £10 a month. How much does your insurance cover?

    You could maybe get away with adding another £20 to £30 for groceries within the reasonable guidelines.
  • egrescrimp wrote: »
    With regards to contents insurance, I pay £10 a month. How much does your insurance cover?

    You could maybe get away with adding another £20 to £30 for groceries within the reasonable guidelines.

    Thank you. I'll have a look at my contents insurance.

    WW
  • I agree that you may have a problem with the mobile phone bills, I think £25 per month for your daughter will be the max you will be allowed
  • Noodles78 wrote: »
    Hi Wicked.

    Mobile phone 1 might be an issue as its quite an expense. Especially as your picking up the bill for a 3rd party (Your Daughter). As said, this might need to be looked at.

    Yes i thought paying for 2 mobile phones might be an issue. Its an Iphone so thats why its so expensive. She starts work in July she'll have to start making a contribution towards it so I can reduce it on the SOA (is that acceptable)?

    I'll have another jiggle around where you have suggested.

    Thank you very much.
  • kepar
    kepar Posts: 1,297 Forumite
    when your daughter starts work she will be expected to contribute to the household. You will then have redo your SOA.
  • kepar wrote: »
    when your daughter starts work she will be expected to contribute to the household. You will then have redo your SOA.

    I took great delight in telling her that hehe.
  • mill1980
    mill1980 Posts: 58 Forumite
    my home insurance is £23 a month just for contents for a 3 bedroom semi detached, after weeks of hunting I didn't find anything cheaper this was before I become BR so BR wasn't an issue
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