We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Do Specsavers credit check?

A few years ago I tried contact lenses and signed up to one of Specsavers packages. However with a new baby I just couldn't find the time to be fiddling around in the morning and turned to my glasses more and more frequently.... I stopped wearing the contacts altogether and a while later cancelled the DD through my bank. I never contacted or heard from Specsavers again.

Now I have more time I would like to try again but I'm concerned if I sign up to a package I'll be credit checked. I went bankrupt a few months ago now. Also, if anyone has experience, I have an nhs exemption certificate how does that work with getting tested for glasses and contacts and getting both...

Comments

  • wildheart83
    wildheart83 Posts: 859 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I don't recall ever being credit checked for my lenses, in fact, I'm sure I went on the lensmail scheme for the first time before I was 18. There's nothing, as far as I can see on their website. Specsavers are a franchise, but I don't think they could apply something like a credit check, to specific stores/franchises.
    Feb 2024:
    CC1 6537.66
    CC2 7804.45
    CC3 4221.17
    CC4 2053.68
    CC5 989.30
    Loan 1 3686.44
    Loan 2 5275.22

    Total £30,567.92
  • stalkah
    stalkah Posts: 227 Forumite
    Part of the Furniture Combo Breaker
    They don't credit check

    As you're paying for the lenses in advance, you don't pay you don't get the lenses.
  • Louk
    Louk Posts: 143 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thank you! Makes me feel less guilty for cancelling the DD
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.