We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Worries - FTB

Hi,

Im looking for some advice

I have agreed a mortgage deal that is in place, I have paid the booking fee at £1000.

After the deal was made the surveyor went out, to which they valued the house at £4000 less than the original offer I gave to the seller, they requested reports to be completed however they have been longer than expected I.E. 4 weeks and I still don't have all the reports.

Yesterday I received a phone call saying that they need me to come in, I specifically asked what is the reason but they cannot answer that as they don't know other than its a reduced mortgage amount that can be lent.

They mentioned the new MMR, but I have already paid the £1000 booking fee, and I will be getting the reports soon, I wanted to continue with this? Has anyone else experienced this?

(hsbc)

Really appreciate anyones help on this one

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Much depends on your personal circumstances and the application itself. So impossible to comment.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.