SOA - non dependant children

Nikellie

egrescrimp wrote: »

The OR will want to make sure you aren't left short, post up your SOA and people will be able to see if they can help you maximise certain areas so you aren't left short.

Please keep in mind if you have over £20 surplus you will be asked to pay an IPA for 36 months. An IPA is an agreement, so if you aren't happy with it, you can negotiate that too

Exactly what I don't want - 36 months before discharge. My SOA needs some thought and I'll post it soon. I'll speak to Stepchange as well to get their advice.

Thanks for your help.

longtermplanner

Yes, let's see the SoA.

It's a small point, but technically you will be discahrged after 12 months, even if you have to make IPA payments for 3 years.

The best general advice is to reduce your overtime to the point where no IPA is payable. Then after 12 months you will be free to increase it as an IPA cannot be imposed after 12 months.

alastairq

hi....the rules haven't changed with respect to feeding & clothing, of children.

Both parents have equal responsibilities towards their children. This is laid down in the CSA guidelines.

Just because one parent is named as the primary carer, doesn't mean the other does not have expenses in that regard, or can place them on their SOA.

Do you pay anything to the other parent towards their support? This can be an informal arrangement..or a formalised one. It doesn't matter.

This should be evident within your SOA.

You should state on your SOA what expenditure you have with regards to your children...including the need to fetch and return if necessary.

The OR must allow for that!

I post from experience, as effectively [being separated/divorced] I was a part-time single parent.

I paid an informal support payment, plus, since my child spent more than half their time [nights....that's important for calculations]....with me, there was no argument whatsoever.

Children ar a valid expense, regardless of whether their main domicile is with the other parent.

Your children, and their welfare, comes way before the needs of any creditor...brook no argument in that respect whatsoever!

alastairq

sorry, not enough 'e's in the last post....

alastairq

In addition to the above, remember that, under CSA rules, if the primary parent has a need to consider using a childminder, the other parent must be considered first...before any outside childminder is employed.

It pays to be on good communication terms with one's ex...or ex's?

michael1983l

So if I pay full CSA, because I have them in day times after school and every other weekend. Can I still put expenses down for that even though I pay the 100% CSA I am required to pay to my ex????

alastairq

Yes. These would be legitimate expenses for your SOA.

Nikellie

Hiya, SOA posted, if you've any spare time to look it would be appreciated.