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Possible to put mortgage in sole name?

Mrs_wils
Mrs_wils Posts: 1 Newbie
in Mortgages & endowments
Hi, we are looking at moving house shortly and would like to use help to buy equity loan. My husband is the wage earner and I am a stay at home mum to our 3 kids.

What I would like to know is, can my husband apply for help to buy and a mortgage in his sole name or is this not allowed?

All the money is earned by him and the deposits etc coming from his earnings.

Thanks

Comments

  • ACG
    ACG Posts: 24,901 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    If your selling your current property you can still use help to buy. The sale of your current property will need to be at the same time or before the new mortgage completes.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    In summary, you and your children are financially dependent on your husband. So need to be factored in as part of the equation when the application is processed. Therefore might as well be party to the mortgage not least to your own interests.
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