Retrospective claim for ALl my pension pot

lordgord

Having reached 65 in january this year I found two old pensions and took the 25% option. Neither of the pots are in excess of £10,000.
Is it possible for me to change my option to 100% of the pension pots at this stage and sacrifice the annuities?:cool:

greenglide

Have you bought annuities with them? You havent said so.

You didnt have to purchase annuities (if indeed you have?).

If you have already paid the money you only have the cooling off period to change your mind. If it was "in January" then you can't.

What makes you think that the annuity purchase is now "bad"?

lordgord

having spoken to one of the providers, they are NOT annuities, then I got some double-talk that just confused me. So still no definitive answer regarding my eligibility to claim 100% of the pension fund. Can YOU help please?

somethingcorporate

So what did the pension company say?

atush

Having taken the 25% TF lump sums, what did you actually DO with the other 75%?

dunstonh

having spoken to one of the providers, they are NOT annuities

So what are they?

So still no definitive answer regarding my eligibility to claim 100% of the pension fund. Can YOU help please?

You are asking us if you can do something you cannot currently do generically with something we dont know you have. You are not giving us much to go on.

lvader

Do you have any other income? Any pension pot withdrawals after the initial 25% are subject to income tax.