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Santander CTL
Maca74
Posts: 2 Newbie
Hi, long time lurker but first post.
Can anyone please advise me on gaining CTL from Santander.
I've had a look through similar posts but haven't managed to come across a similar situation.
I was previously being granted CTL by Santander, this was about 4 years ago but my circumstances changed and it was not required.
I'm now looking for CTL as I'm looking to move back in with my parents for a time, my parents are elderly and I'm finding myself staying at theirs more than at my flat. I've considered selling my flat but I have now ruled this out as I would like to return to it sometime in the future.
My mortgage situation is that my fixed rate has recently ended and I have moved on to their SVR. My question is should I ask for a retention product and then request CTL..would they be open to this or should I ask for CTL and then request a retention rate. Anyone have an experience of a similar situation or has any guys in the 'know' came across this type of situation.
Many thanks for any assistance
Maca74
Can anyone please advise me on gaining CTL from Santander.
I've had a look through similar posts but haven't managed to come across a similar situation.
I was previously being granted CTL by Santander, this was about 4 years ago but my circumstances changed and it was not required.
I'm now looking for CTL as I'm looking to move back in with my parents for a time, my parents are elderly and I'm finding myself staying at theirs more than at my flat. I've considered selling my flat but I have now ruled this out as I would like to return to it sometime in the future.
My mortgage situation is that my fixed rate has recently ended and I have moved on to their SVR. My question is should I ask for a retention product and then request CTL..would they be open to this or should I ask for CTL and then request a retention rate. Anyone have an experience of a similar situation or has any guys in the 'know' came across this type of situation.
Many thanks for any assistance
Maca74
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