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Advice with a loan
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Credit score is meaningless. It jut depends on the banks willingness to lend at the time of application. Lending guidelines and criteria keep changing all the time. They may not take income from a family business into account without seeing the accounts they may not take your self employed profits into accounts. It just depends on the financial institution you apply to as to their lending criteria. Personally I'd just keep the current car and save the money towards another one...but that's me.:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0
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