Car finance after br

cutemum

Just thought I would put on this info in case it may be useful to someone. I went br in June 2011 and ad 12 months later. Since then I have really tried to sort myself out and think of the future. I have a mobile phone on contract and about 4 months ago got accepted for a vanquis credit card which I am using responsibily. A few months ago I got my credit report and was horrified to see a ccj dated for a few months after br date that I did not know I had- I still do not really know if paying this would sort it out. At the time I had moved house and eventually I did receive a letter from the court. I went into a state of panick as I had been keeping my finances squeaky clean. I contacted my or who told me not to worry as this was part of my br and they would contact the court. I never heard anymore and felt relieved as it had been dealt with. That is until I saw my credit report. I now am in the dilemma of changing my very old car with high mileage or keeping it for another while. Anyway I thought of all my options and started researching. I contacted a car dealership who told me my br was in the past and there would be several companies who would consider me for hp as I have active credit. However the ccj would not be accepted. I believe I can apply to the court to have it reconsidered. I have been in contact and they said they did receive the paperwork but the case had already gone to court and ccj issued so it had been too late.
Moral of very long story. I can get a car on finance if I need it. Just need to sort out ccj first.