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95% mortgage with halifax
natureboss
Posts: 27 Forumite
Hi MSE!
Need a bit of help from the forum.
This is my current situation:
Salary 41k
No loans
Credit Card 1600
Deposit 9000
Looking for a 95% help to buy mortgage on a second hand property.
I have an aip with halifax, they credit scored me as A.
What are the main factors that could negatively influence my assessment ? My main concern is that I will be offered a 90% LTV.
Thanks!
Need a bit of help from the forum.
This is my current situation:
Salary 41k
No loans
Credit Card 1600
Deposit 9000
Looking for a 95% help to buy mortgage on a second hand property.
I have an aip with halifax, they credit scored me as A.
What are the main factors that could negatively influence my assessment ? My main concern is that I will be offered a 90% LTV.
Thanks!
0
Comments
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Have you not just said you have passed score at 95%?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
i know that I have been positioned in the A bracket but not really sure if this means I qualify for a 95%
0 -
natureboss wrote: »i know that I have been positioned in the A bracket but not really sure if this means I qualify for a 95%
Sorry for bringing up an old thread - have you managed to get anything from halifax? Or we're you asked to give 90% deposit? I'm in a similar situation at the moment - just waiting to hear from full mortgage offer!COMPING WINS:
(Before "comping") - Ben and Jerry's TShirt, Ben and Jerry's Free Tub, Tickets to see Take That, Teaching Book
(Started Comping March 2013): Gadget Show Tickets, Breakfast at Frankie and Bennys, Pizza at Varsity0 -
Sorry for bringing up an old thread - have you managed to get anything from halifax? Or we're you asked to give 90% deposit? I'm in a similar situation at the moment - just waiting to hear from full mortgage offer!
Halifax said only 90 ltv and because their stamp duty offer finished, I switched to santander.
Hope this helps.0
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