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Overpayment

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Comments

  • Yorkie1
    Yorkie1 Posts: 12,259 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Mike4DebtFreeMoney wrote: »
    If your savings are returning more than the mortgage then you'd be better off with a mortgage payment holiday!

    I thought I had read on here that taking a mortgage payment holiday led to a note being placed on your credit record and so could have an adverse impact in the future.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yorkie1 wrote: »
    I thought I had read on here that taking a mortgage payment holiday led to a note being placed on your credit record and so could have an adverse impact in the future.

    There would have to a justifiable reason to take the payment holiday as well.
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