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Letter from MK Rapid recoveries
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In which case contact them and offer to pay what you can - far better to make an arrangement to pay over time than to ignore.
Morally speaking perhaps, but actually, this debt will be statute barred shortly. Remaining silent is the better option, since the debt collector is merely fishing at the moment.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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