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  • edinburgher
    edinburgher Posts: 13,468 Forumite
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    10% from work? I miss having that particular perk!
  • edinburgher
    edinburgher Posts: 13,468 Forumite
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    edited 15 October 2016 at 12:35PM
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    Without meaning to humble brag, I'm pleased that I've managed to get home contents and buildings insurance for nearly £250 cheaper than last year for a policy that's only slightly worse (doesn't offer a couple of minimal value add extras). On the other hand, I am furious with myself for basically overpaying by £250 last year off the back of a 'salesy' add on call from my mortgage broker for a product that I really didn't need. Hey ho, lesson learned.

    Interestingly enough, policy looked to be £35 dearer when going direct, but £77 cashback made the difference. It never hurts to double check, eh? :) Cashback tracked instantly.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
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    That's not humble bragging, thats the financial focus that these diaries are *supposed* to have, as opposed to all the prattle we *actually* fill them with :D
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 13,468 Forumite
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    On the prattle front, thank God DD just went to sleep. 6 solid hours of whining or yelling, she is cutting 2 of her last few teeth :eek:

    I have completely overdone it this weekend - 3.5 hours of driving about yesterday for Mrs E's Birthday, rushing about after her and DD all day, 6 hours of grumpy DD time today and DIY tomorrow (which is supposedly 'time off') :mad:
  • mrsp1987
    mrsp1987 Posts: 815 Forumite
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    This is why I have cats xx
  • edinburgher
    edinburgher Posts: 13,468 Forumite
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    mrsp1987 wrote: »
    This is why I have cats xx

    I am also a cat person, but I am yet to meet one who can give me a hug, imitate car noises while pretending to use the car steering wheel, or burst into laughter because I have placed a (clean) nappy on my head :)
  • giblet1979
    giblet1979 Posts: 864 Forumite
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    Such a cute image :)
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
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    Excellent re. the insurance. :)

    I really dislike the sales calls and wish everyone would shop around for insurance / utilities etc. so these things would just stop happening.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • edinburgher
    edinburgher Posts: 13,468 Forumite
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    That's why I was angry with myself Alex, normally I always shop around, think I was just a bit het up after a stressful mortgage application and that has probably lowered my defences.
  • Watty1
    Watty1 Posts: 4,972 Forumite
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    Easy mistake to make when fraught. Great job on the insurance. I got totally fed up shopping around as running a business at home seems to rule out cheap insurance options.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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