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Only freedom will do

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Comments

  • patanne
    patanne Posts: 1,286 Forumite
    It's done now Patanne, considering the time it takes to get the council to do anything, I'll not chase them.

    So another T-shirt you've earned (as in been there, done that, got the T-shirt). At least it is a one off! Are you going for a pay 10 months & do something with the next 2 you don't have to pay - or do they do the pay over 12 months version (you do have that choice in Scotland don't you?)
  • edinburgher
    edinburgher Posts: 14,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It'll be over 10 months for next year, this is the tail end of 2015 + early 2016.
  • You moved in Oct and it took them till now to send you a bill?

    Must either be slipping or understaffed, I bought early Feb, paid for house late Feb one year and within 7 Days, yes 7 days had a bill for the month of March, which I thought was free, with paying over 10 months:doh:

    Who told them ???:D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Ed: Do check what band you are and work out if that is correct amount you owe? You first post IIRC regarding council tax said something about October-June which I why I thought it was very cheap.

    As for paying monthly, we used to pay for 10 months and have the 2 months "free" but now just pay for a year in advance. However, something is telling me some of you on here would know how to make better use of that money and pay monthly by direct debit? Even if it's £5 made over the year, that would be better than it sitting in the council's bank account for a year.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • turtlemoose
    turtlemoose Posts: 1,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks TM - not sure if we get that on MAS - will ask Mrs E to check next time she's at the pharmacy :T

    Mas = minor ailment scheme? If so I'm surprised at you using that. You can spare a few quid for some calpol no? I don't use it as I'd prefer to put my hand in my pocket for the small costs, when I bet the costs to the NHS (in pharmacist time, medicine and administration) is higher than what it'd cost me. Iyswim.
  • If anyone has a local Mr S, they have reduced all their cracking fancy Christmas puddings from £xx to 50p. We picked up two :) Relatively short BBE, but I would take them with a pinch of salt, seems to get better the longer you keep it in my experience!

    Ooh, you beat me on the Christmas pud: mine was £1.90 for a 9 month matured uber-posh one! :rotfl:Still, I did manage to get 3 large boxes of Milk Tray at £2.50 each, 2 rolls of wrapping paper at 25p each and holding out for the Christmas crackers means that I just netted 2 boxes of 12 at £1.00 each for ones with reasonable presents in. :T (Did I really need that second box or has my desire for a bargain started to make me buy more than necessary. Will I really give them to someone who needs them?!)
    That's for 3-4 months, a good bit higher than the last place.

    With my houve move I've gone down a bracket: my 2 bed flat was a bracket higher than a 2 bed house with sizeable garden. Go figure. :eek:
    Done already, love Christmas, but also love having my house back to normal. DD will need an explanation for where all the shiny stuff went tomorrow... :santa2:

    I am *SO* glad I get to keep my fairly lights for an extra night or two. We had the twelfth night debate at work. It seems that I have two more nights than I had planned, but I really am enjoying my Christmas tree so much I might be tempted to 'forget' to pack it away so that I have to leave it up until Easter. :rotfl:

    As for dental implants...don't get me started! I need one as well. (This must be more than coincidence, Ed...there's something bad for the teeth about your thread!) Cos I need a brace to move one tooth about 2mm out of line to get it in I have been quoted four and a half grand. *Faints*
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    AlexLK wrote: »
    Ed: Do check what band you are and work out if that is correct amount you owe? You first post IIRC regarding council tax said something about October-June which I why I thought it was very cheap.

    As for paying monthly, we used to pay for 10 months and have the 2 months "free" but now just pay for a year in advance. However, something is telling me some of you on here would know how to make better use of that money and pay monthly by direct debit? Even if it's £5 made over the year, that would be better than it sitting in the council's bank account for a year.


    and if you go through the spanish bank d/d you get cash back every month:D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • edinburgher
    edinburgher Posts: 14,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    • Back to work
    • Planning a lovely positive week, ignoring moaners and people with nothing constructive to say. Feeling rested and wonderful after my best Christmas holiday in 4-5 years
    • Got my first ever S&S dividends as part of our extension fund :j
    • Rebalanced and updated P2P records, currently £13,176.44 @ 8.97% after tax and fees
    • £14.58 interest from T5B
    • CB paid, the usual few £ sent to DD's pocket money account on top of her usual monthly amount
    • £0.94 ET made this morning
    • 6km jog/walk planned for this evening (DD willing) :D
  • edinburgher
    edinburgher Posts: 14,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mrs E just picked up some epic orange stickered items including giant packs of Mr S smoked salmon 60%+ cheaper than the L1dl equivalent :)
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    and if you go through the spanish bank d/d you get cash back every month:D

    Thanks. :) I think you can get that with my bank now (Natwest).
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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