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Only freedom will do
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Can't say I know anyone who doesn't, unless they run their own business. I do mine, Mr GG does his, DD does hers, friend does hers. I know there can be tax 'loopholes' to exploit but we all have pretty straightforward finances and even on the btl's I haven't seen anything anywhere that's made me think I'm missing anything - I'm a member of the RLA and there is a lot of info there.I can't say I know anybody that completes their own self assessment.
Yup that's right.So, if the account was in my wife's name she would end up paying 40% tax on the savings? Thanks for this clarification, at least I now know to put any savings in my name.
Glad Ed's explained the 1/3rd, it makes sense now :T.
Ed - any pork Welly left?A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Ed - any pork Welly left?
About enough for one small portion
It was surprisingly cheap. Whoopsied piece of pork fillet from Mr M and special offer L1dl Serrano ham, but c. £5 all in. Very pleased with that, would have served 4 people with dinner party portions (i.e. 3 course meal with a couple of sides etc.)
Served with parmesan and butter spaetzle and savoy cabbage with crushed coriander seeds.0 -
I fill in my own self assessment too Alex, and I'm nowhere near as money savvy as these lot :rotfl:0
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I love it :rotfl::rotfl::rotfl:Turns out its 1815, not 2015 ... Jane Austen would approveedinburgher wrote: »KC, this is Alex. Alex, this is KC.
Who needs social media? :rotfl:
2023: the year I get to buy a car0 -
Turns out its 1815, not 2015 ... Jane Austen would approve
Eek - a woman expressing an opinion! :eek:0 -
:rotfl::rotfl::rotfl:2023: the year I get to buy a car0
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You lot being outlandish again?0
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Heaven only knows about the finances 1/3 or 4% or 5% but did enjoy the food reports and am hungry now!
I get my accountant to the my return - but - he does it when he does my company's accounts which is my excuse
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
edinburgher wrote: »Monthly S&S ISA payment increased to £320 (got to try and catch El, every time I turn round she's saved another £20k in her pension)

Nae chance ... I can only wish
I am still miles behind you and i'm older so ....... 0 -
Good evening, KC.

Regarding the self assessments, I need all the help I can get.
Going to see my parents' tax advisor regarding the right way to go about the savings and other things before proceeding with anything as to be honest I don't understand much about any of this.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000
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