Money Moral Dilemma: Am I paying too much for holiday car breakdown?

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Here's this week's hypothetical situation for you to cogitate on:
My friends and I went on a group holiday. Three of my friends wanted to come home a day early so borrowed my second-hand car, which I'd only had for a month, and drove it home - one of them was insured to drive it.!On the way back, they broke down. Because my cover only insures me in the car, they had to pay £200 for a tow home. They've asked to split the tow four ways to include me in the cost. The car's a write-off (£700 down the drain) plus I had to pay for the mechanic to have a look at it.!Is this fair?
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Am I paying too much for holiday car breakdown?
My friends and I went on a group holiday. Three of my friends wanted to come home a day early so borrowed my second-hand car, which I'd only had for a month, and drove it home - one of them was insured to drive it.!On the way back, they broke down. Because my cover only insures me in the car, they had to pay £200 for a tow home. They've asked to split the tow four ways to include me in the cost. The car's a write-off (£700 down the drain) plus I had to pay for the mechanic to have a look at it.!Is this fair?
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If anything I would be asking them for money
TBH I'd be mortified that the car conked out on them and would be reimbursing them the full £200.
Incorrect, it was the car that broke down..your car.
You pay the costs.
Your car was knackered and has cost them all £50 and a lot of inconvenience.
They chose to borrow the car and therefore in a roundabout way accepted responsibility for it which included the need to pay if it breaks down. But if they had any idea the car was knackered then I'm sure they wouldn't have borrowed it.
So splitting the tow costs 4 ways seems about right.
A very simple and sensible solution IMO, unless the car was an absolute wreck, no one could reasonably have foreseen the breakdown yet they were using the car at the time so their responsibility.
Why would you pay a share of something you had already insured against?
How you handle your refusal, if that's what you chose to do, could decide how long the friendship lasts.. Lots of luck with this and getting new wheels sorted..
I think you are justified in not paying a share of the fee based on that principle however as others have said it depends on how strongly you feel about it and whether you would rather pay the £50 to keep the peace.
Good luck