A Diary of a Single Mom Gone Burnout

trixie888

I joined this forum back in September last year. Little did I know that a few days after the day I joined, I was diagnosed for burnout.

I am back and the first thing I did was to go through my first post For my baby J and read it. I can see that I was already beginning to see/read some issues and problems. My SOA is gone out-of-hand. I wasn't in-control anymore. But, stepping into this forum only tells me that I care and I am doing something about it.

After seven months, here I am, I'd say feeling better - on the road to recovery. I will try to list and write here my updates.

trixie888

I'd like to update this in details:

Current Credit Standing:

Bank 1
Salary Loan:Sep 2013- $16,737.42
Apr 2014 - $14,099.64

Credit card :
Sep 2013 - $6,200.73
Apr 2014 - $ 4,846.11

Bank 2
Sept 2013: €1,357.07 - Credit card, paid full on each month.
Apr 2014: 365.97 - used only for VISA application

€0 - Overdraft is 1000 and will be used to pay rent this end of the month

Cash Loans
€2,066.77 - Loan money from my brother. UNPAID yet.
€ 3,000.00 - Emergency loan from colleague due to Nanny's tax bill.
€ 5,000.00 - loan this amount from BF to pay Nanny's full taxes 2014

NOTE:
€6K+ Employee Tax PAID: Fiance save me by paying the remaining amount for the Nanny's tax plus he also gave an advance payment until Oct 2014.

trixie888

Test siggy update.

trixie888

Total Cash Amount of Debts
Bank 1: $18,945.75
Bank 2: €8, 000.00

Geez, how do I pay all these?

trixie888

SOA LINK: http://www.stoozing.com/calculator/soa.php

to be done

trixie888

The Blackberry Z10

I know this is not a wise decision but the best chance-alternative I could get in replacing my dieing iPhone. I bought my freinds Blacberry Z10 for 100 euros. Perfect deal for a friend. He really cared and lowered it down so that I could afford it. He knew that I have been eying for that item for such a long time.He even offered that I pay installment but I told him, I am using my daily work allowance. Which means I will be forced to bring my lunch to work and no spending on coffee or others at the cafeteria.

anita55

Hi Trixxi, didn't read your first post will do later got a hospital appointment I must keep, but well done for getting better and on the recovery road, you seem like you have your act together and well on the way to being debt free, will keep looking at your diary

anita55

Sorry, Trixie spelt your name wrong lol

trixie888

anita55 wrote: »

Sorry, Trixie spelt your name wrong lol

it is okay dear.. thank you for coming by my page and give some support. Really appreciate it.

trixie888

I have not done my SOA yet but I have been busy working on figuring out how to deal with the expensive grocery shopping. I have no idea why I am spending almost €600 monthly.

So basically, I had to track down every receipt I have. List down everything including various expenses. I was surprise how irresponsible I was. Been keeping eye on my expenditures now. This should not happen again.

And best of them all, I have started a MONTHLY MENU which means I will only shop what I need. And no more food discard.

trixie888

Things I am thankful all throughout this journey to DFW is my fiance.

Today, he agreed to buy and do the groceries.