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old ccj
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National debt line have advised me that the creditor would need to go back to court but are unlikely to be granted enforcement but I have since found these discussions which contradict that.April 2013 - £25771.75. DFD October 2022!
April 2014 - £18146.35. DFD June 2020!0 -
Part of the ccj is made up of ppi, then interest has been added.
Would it be worth trying to reclaim this to pay off the debt?
Seems wrong that ppi can be sold via a credit agreement and a ccj obtained if you dont pay it!April 2013 - £25771.75. DFD October 2022!
April 2014 - £18146.35. DFD June 2020!0 -
owenmonicapeter wrote: »Part of the ccj is made up of ppi, then interest has been added.
Would it be worth trying to reclaim this to pay off the debt?
Absolutely it would, totally separate issue, chances are good you would win as well, seems like a plan to me !! :TI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
According to the ppi forum on here, i dont really have a valid claim and it was unlikely to have been regulated then so not an option for me sadly.April 2013 - £25771.75. DFD October 2022!
April 2014 - £18146.35. DFD June 2020!0
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