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The Magnificent May-pole NSD Challenge!

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marmiterulesok
marmiterulesok Posts: 7,812 Forumite
Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
edited 4 May 2014 at 10:37AM in Debt-free wannabe challenges
Welcome to The Magnificent May-pole NSD Challenge!


We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!

On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.

It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.



Check out the prizes.....






fdy4pj.jpg 1st target




o73bpz.jpg 2nd target


mhyqft.jpg3rd target






ivg8lc.jpgtarget exceeded
«13456738

Comments

  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Click here for April's thread
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 3 May 2014 at 8:34AM
    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A


    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time NSDers so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots [Weds mornings] in the cracked teapot & Ben's £1 coin for the gym locker [Friday lunch] in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & nargle usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
  • Pippin12
    Pippin12 Posts: 525 Forumite
    Part of the Furniture Combo Breaker
    Thankyou for sorting us out Marmite! I'm going for 14 NSDs this month - it'll be a stretch but I'm game for a laugh! I'm trying for 4-in-a-row too - I only made it to 3-in-a-row in April.
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 2 June 2014 at 6:54AM
    Oops,the prizes haven't worked,and I'm having problems with colour.:o

    We'll put that on the back-burner for the time being.Once you've posted your target,I'll add you on to the list.

    Here's the list of the challengers:

    beanielou 15/15fdy4pj.jpg Target increased 19/19 o73bpz.jpg Target exceeded 22/19ivg8lc.jpg

    blubella 0/12

    Butti 1/8

    Cheery Daff12/12 fdy4pj.jpgTarget exceeded 13/12 ivg8lc.jpg

    cw18 15/15 fdy4pj.jpg Target exceeded 19/15ivg8lc.jpg

    DeafLeopard 1/15

    Debt reducer 6/10

    donna dynamo 12/15

    dottysbird 7/12

    ETO 3/10

    fedupandskint 24/25

    Happy Torty 0/5

    IrishRose12 18/20

    jaxsmar 16/16 fdy4pj.jpg

    kerri gt 7/11

    Knit Witch 15/15 fdy4pj.jpgTarget increased 20/20 o73bpz.jpgThird target 25/25 mhyqft.jpg Target exceeded 28/25 ivg8lc.jpg

    lovefullshelves 18/21

    marmiterulesok 19/19 fdy4pj.jpg

    moby1980 8/18

    Nargleblast 10/16

    Pippin12 11/14

    Saver-upper 9/11

    slowlyfading 18/20

    supersaver1000 4/16

    Thrifty Fashionista 0/12

    tooties 5/18

    trev79 0/25
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 21 May 2014 at 8:25AM
    The 'in-a-row' challengers:

    beanielou 5-in-a-row achieved!35kll6t.jpg


    DeafLeopard 3-in-a-row


    Knit Witch 4-in-a-row achieved!35kll6t.jpg6-in-a-row achieved!35kll6t.jpg


    lovefullshelves 3-in-a-row


    marmite 4-in-a-row achieved!35kll6t.jpg


    pippin12 4-in-a-row


    Saver-upper 3-in-a-row achieved!35kll6t.jpg4-in-a-row achieved!35kll6t.jpg


    Don't be shy!
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Pippin12 wrote: »
    Thankyou for sorting us out Marmite! I'm going for 14 NSDs this month - it'll be a stretch but I'm game for a laugh! I'm trying for 4-in-a-row too - I only made it to 3-in-a-row in April.

    I'm the same.I only got 3 in April.

    Onwards and upwards!:cool:
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    going for 15 and 4 in a row please!
    Must use my stash up!
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    ROCK ON marmite!!!!!!

    The May thread is now officially launched for NSD gang members to sign in with their targets for May - come on, everyone, let's party! kerri is providing the maypole and Igor's doing the hogroast and...I think I will just sit in the corner and sample the Mayday cocktails.....

    but not before I have signed in and declared my target is 16 NSDs for May!
    One life - your life - live it!
  • Would like to try for my usual NSD 15.
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 30 April 2014 at 8:29AM
    I'm in for 15 again please :)

    I'm extending my 'allowable' spends to include cooked meat for sandwiches, cottage cheese to have with jacket spuds, and cream for my coffee. None are items I buy on a regular basis, but all are ones I'm picking up on spend days in case I fancy them and then throwing at least some away because I didn't. Also yoghurt for breakfast when I have muesli - something I either fancy when I've no yoghurt in the house, or don't fancy when I have!! I'm going to try another month without allowing bread as I really should be making it, but I'll look at that one again going into June.
    Cheryl
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