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One loan down...
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Willowpop
Posts: 856 Forumite
Sooooo….today I realised I had only got £25 left to pay on my flexiloan after this month's payment comes out, so i overpaid by £25!
One loan paid off! I am SO pleased.
One loan till Jan 2015, and 2 credit cards to go.
Baby steps, but I am getting there! :j:j:j
One loan paid off! I am SO pleased.
One loan till Jan 2015, and 2 credit cards to go.
Baby steps, but I am getting there! :j:j:j
PAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
Now to start saving...it's a whole new world!!
Now to start saving...it's a whole new world!!
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Congratulations!! You must be chuffed!0
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Congratulations!! You must be chuffed!
I really really am. I know it's only a small step and I have several thousands left owing, but it's a great feeling….and I now have the £85 I was paying on it to go towards my credit cards each month on top of what I already pay. :TPAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
Now to start saving...it's a whole new world!!0 -
Well done!!
What a wonderful feeling :jDebtFree FEB 2010!Slight blip in 2013 - Debtfree Aug 2014 :j
Savings £132/£1000.0 -
:jwell done you:rotfl:thats great news:TThere is always light at the end of the tunnel
I've got a long journey to reach it
But I will one day with a little help0 -
Sooooo….today I realised I had only got £25 left to pay on my flexiloan after this month's payment comes out, so i overpaid by £25!
One loan paid off! I am SO pleased.
One loan till Jan 2015, and 2 credit cards to go.
Baby steps, but I am getting there! :j:j:j
Well done willowpop :beer:
have a beer on me lol !!!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Thanks everyone.
I'm still smiling! PAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
Now to start saving...it's a whole new world!!0 -
Well done you Jammy sod! can't wait to have that feeling and smug smile I know you have!! 0
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Well done, you should see the next debt vanish even quicker now you have more to throw at it.Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)0
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It has definitely given me a boost as the remaining stuff is a fairly long way awayfrom being paid off so having an extra £85 to throw at the debts is really going to help. Even if i put £50 towards the debt and split the £35 between building a small emergency fund and giving me a couple of quid extra on the grocery budget then it will let me breathe a bit and still pay off extra from the debt. PAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
Now to start saving...it's a whole new world!!0 -
Sounds like a plan. Well done on killing one offMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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