Credit file cleanup, account was settled now defaulted

StuntmanBob

Here's a weird one. Post my 2009 bankruptcy, I checked my credit record in 2011 to see how the cleanup was progressing, and just for curiosity, again today (what with it being about the 5th anniversary of my bankruptcy).

A Lloyds account which was shown as settled in the 2011 report now shows as being in default, with the original pre-bankruptcy balance!

So, 5 years on, here I am writing a credit record clean up letter. I really thought I was beyond that. And it's Lloyds, notorious for ignoring such letters

On the bright side, only one more year to go before the original bankruptcy order finally drops off the report !