HMRC have started up my Student Loan again!!

camberley51

Hi all,

New to the site and was hoping for extra advice on a very strange issue.

I paid off my Student Loan back in 2009. Got paid the other day and found that "I" had made a SL contribution of £204!!

When I phoned SLC, they stated that HMRC had sent through an amended file from 2007/08 tax year. This file now states that I actually underpaid by nearly £1500.

Do I have any grounds to argue the case?
There seems to be some information online about maximum timescales for HMRC to sting you. Is there any truth in this?

Thanks in advance.

brendon

http://www.hmrc.gov.uk/manuals/dmbmanual/dmbm595080.htm:

Other debts that are not tax, for example [...] Student Loan repayments [...]
are subject to the Limitation Act, and action must be taken within six years “from the date on which the cause of action accrued”. In this context an action is the lodging of a complaint in the magistrates’ court, the issue of a county court claim form or the levying of distraint. In this same context the date on which the cause of action accrued is the original due date of the liability.

If an action is not taken within the time limit, it could be defended successfully on the grounds of limitation.

[STRIKE]If you haven't paid anything since 2009 (depending on month you paid off), you haven't acknowledged the debt exists and should be protected by the Limitations Act.[/STRIKE] Edit: Sorry, 2009 is 5 years ago, not 6 years. Bad luck, sorry.

(However, I'm not a lawyer so wait for more responses to see if anybody has a more qualified opinion...)

Gazzafatcityboy

i dont think there is anyway youre going to get out of it.

if you owe student loans the money, more than likely what happened is that somewhere along the way they lost your details.

student loans is slightly different to say money you owe on a credit card, they have the right to deduct money from your wages as this is money you owe.

Once you have paid off the balance then your employer will get a notice to stop the deductions but until then I believe you will have to pay.

camberley51

Thought that would be the answer.......shame:-(

Thanks for your help.

yoshiyella

camberley51 wrote: »

Thought that would be the answer.......shame:-(

Thanks for your help.

You have said the owed amount is around £1500 - do you have any savings that could pay it all off in one go? Least that way it won't affect your monthly spends that you have been accustomed to?