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Am I asking too much?
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I took the credit card out in 1999. I defaulted in 2010.As at End of June 2014
Credit Cards - HSBC - £9422
Loans - NRAM £7500 & £128480 -
I took the credit card out in 1999. I defaulted in 2010.
Oww 1999, may have a job locating that one then, keep us informed, because, dependant on what they send you, if anything, you may be able to get away with a very small settlement, keep us posted.:DI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Thanks, will do
. I'm keeping my fingers very firmly crossed! 
As at End of June 2014
Credit Cards - HSBC - £9422
Loans - NRAM £7500 & £128480 -
Offer of £2158 made to pay £12848 as a F&F. I know it wont be accepted, but the negotiations may hopefully start.As at End of June 2014
Credit Cards - HSBC - £9422
Loans - NRAM £7500 & £128480
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