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experian report
his_wife
Posts: 350 Forumite
I have just checked my experian report, it is 760, which is fair, and it has two defaults, one which was satisfied in november 2009, and one which was satisfied in feb 2010. Both were paid off.
Would this affect my ability too get a mortgage?
My husband also done his, which came back at 825......i am now beginning to worry as we have accepted an offer on our house, even though we are still looking for one too buy??
Any advice please
Would this affect my ability too get a mortgage?
My husband also done his, which came back at 825......i am now beginning to worry as we have accepted an offer on our house, even though we are still looking for one too buy??
Any advice please
0
Comments
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Defaults will affect your ability to get a mortgage.
You should engage an experienced, independent mortgage broker without delay.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
i thought that amnblog, i have had an app this morning with an independent advisor this morning, who has given me a sheet of "to do" list,,,, im a bit annoyed as every thing else is 100 per cent satisfied since then.
thank you0 -
What is the 'to do' list?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
its what info is needed for the "new" criterria,,, i have just phoned independant mortgage broker, and he has said, because of the age of the debts, ie, five year plus,,, he cant see it being a problem, as he would ring the mortgage companies first and ask if they would accept my defaults, before he actually applies for a mortgage.0
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You mean a list of required documentation?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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