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HELP! Aktiv Kapital & IND chasing a very old debt?

13»

Comments

  • Beedee75
    Beedee75 Posts: 12 Forumite
    HI,
    This whole thing is making me ill...
    Should i send the template letter stating the debt is statute barred?
    who do i ask for the N244 form?

    PLEASE HELP!
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    ring national debtline 0808 808 4000 for advice
  • sourcrates
    sourcrates Posts: 31,946 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Agree with the above, they will be able to give you more specific advice on this as there seems to be some confusion still.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Beedee75
    Beedee75 Posts: 12 Forumite
    Sorry to confuse all...My brain is terribly confused! No court date had been set just a 'Statement of Means' I recently sent off the template letter stating that as far as we are concerned the debt is statue barred. We had a reply yesterday saying
    "Further to receiving your letter of the 17 April and s.5 Limitation Act request, we confirm that judgement was entered on the 14 January 2014 and so we do not have to reply for any consumer credit or limitation act request"

    I have ever ounce of paper work these guys have sent me and NO judgement has been entered ???
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    i repeat. ring national debtline 0808 808 4000 for advice

    you need to talk with an actual person on this. this thread is just too confusing to help you properly.
  • sourcrates
    sourcrates Posts: 31,946 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Beedee75 wrote: »
    Sorry to confuse all...My brain is terribly confused! No court date had been set just a 'Statement of Means' I recently sent off the template letter stating that as far as we are concerned the debt is statue barred. We had a reply yesterday saying
    "Further to receiving your letter of the 17 April and s.5 Limitation Act request, we confirm that judgement was entered on the 14 January 2014 and so we do not have to reply for any consumer credit or limitation act request"

    I have ever ounce of paper work these guys have sent me and NO judgement has been entered ???



    OP, you have been advised to ring national debtline on 0808 808 4000 for advice, they will be able to help you sort this out, its impossible to do so on this forum as there seems to be some confusion as to whether the account have been to court or not, its pointless to keep asking for help on here, ring the helpline.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hello there,

    Please do give us a call, we can certainly help with this.

    Very best wishes,

    David @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    please do that
This discussion has been closed.
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