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Fresh start... New DFW!
Little_Miss_Moneypenny
Posts: 10 Forumite
Today was a fresh start for me, it was the first day in a long time that I haven't stressed about the amount of debt that I have stupidly amassed.
Firstly I've set up a new bank account and have contacted Stepchange to arrange a DMP, so even though I know it's going to be a hard slog, I am confident that I will pay back the money that I owe. My OH has been really supportive which is great, I was worried about telling him the amount of debt I have but he has taken it in his stride and is going to help me anyway he can.
I have been browsing this forum for sometime and it's such a comfort to know that I am not alone in this and reading other peoples journeys and success stories is a real motivation, so thank you for sharing!
LMM
Firstly I've set up a new bank account and have contacted Stepchange to arrange a DMP, so even though I know it's going to be a hard slog, I am confident that I will pay back the money that I owe. My OH has been really supportive which is great, I was worried about telling him the amount of debt I have but he has taken it in his stride and is going to help me anyway he can.
I have been browsing this forum for sometime and it's such a comfort to know that I am not alone in this and reading other peoples journeys and success stories is a real motivation, so thank you for sharing!
LMM
LBM: 20th April 2014
DMP: TBC
Total Debt: £30k
DMP: TBC
Total Debt: £30k
0
Comments
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:hello:Hi LMM
Congrats on the new start...ill be subscribing & watching you demolish that debt! you can do it girl...best of luck!
DFD-01.03.2018:starmod: :beer::T
Maternity Savings- £2000/£10,000
Emergency Fund- £1,000/£5,000
House Deposit- £0/£25,000.
NSD November 2/30
Make £5 per day- £128.48/£1550 -
Good luck LMM and welcome x Debt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
0 -
Would just like to wish you good luck on your journeyThere is always light at the end of the tunnel
I've got a long journey to reach it
But I will one day with a little help0 -
Welcome!
You sound very positive, keep that attitude going it will do you the world of good.
I find when I sink to a low I have no energy to care
I love the fact your OH is being fab!! That helps no end.
Good luck xDebtFree FEB 2010!Slight blip in 2013 - Debtfree Aug 2014 :j
Savings £132/£1000.0 -
Best of luck!
- David @ National DebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
Thank you for your replies!
I will certainly be more vocal on this forum from now on to share in the trials and tribulations of being a DFW
LBM: 20th April 2014
DMP: TBC
Total Debt: £30k0
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