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Late Payment
bambos
Posts: 284 Forumite
Hi everyone,
I have a studio account which I have been paying monthly. Stupidly last month I missed the payment date but realised then paid as quick as I could. I looked on Noddle today & there's a late payment in red.
Is this as bad as I'm thinking it is, I have been making overpayments to Studio since Jan so I'm really disappointed as I'm trying to rebuild my credit rating
I have a studio account which I have been paying monthly. Stupidly last month I missed the payment date but realised then paid as quick as I could. I looked on Noddle today & there's a late payment in red.
Is this as bad as I'm thinking it is, I have been making overpayments to Studio since Jan so I'm really disappointed as I'm trying to rebuild my credit rating
House renovation savings £25,000/£25,000
Emergency fund £1000
When you hit rock bottom the only way is up!
If you believe in yourself you can climb mountains
Emergency fund £1000
When you hit rock bottom the only way is up!
If you believe in yourself you can climb mountains
0
Comments
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Hello there,
The odd late payment shouldn't have too much a detrimental effect. Continuous missed payments/defaults and county court judgments are the things that could cause huge difficulties.
We have a useful fact sheet which covers credit referencing, which you can find *here*
Best wishes,
David @natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
Hi everyone,
I have a studio account which I have been paying monthly. Stupidly last month I missed the payment date but realised then paid as quick as I could. I looked on Noddle today & there's a late payment in red.
Is this as bad as I'm thinking it is, I have been making overpayments to Studio since Jan so I'm really disappointed as I'm trying to rebuild my credit rating
Why not set up a Direct Debit to pay the minimum payment each month? You can always top this up as and when you are able. Then you wouldn't get any late payment marks on your credit file."There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock0
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