Northern rock loan- advice please

diesel_staffie

i earn £16k a year - will i be able to get a loan of £15k with Northern rock? my credit score is 885 out of 1000 no missed payment etc.

have a car with peugeot finance - £5800 left 2 1/2 yrs

thats all i have - want to pay that off with the loan and need the money to give back to a relative who helped us buy our first home (deposit).

how easy are NR to get accepted?

many thanks

Indispensable_Hobbes

Why not apply for an online unsecured loan? Just fill out our online loan application form.
You are welcome to apply for a northern rock loan if:

• You are aged between 21 and 80.
• You are not unemployed i.e. working/ retired or receiving disability allowance.
• You have no CCJs or adverse credit.
• You have been resident in the United Kingdom for at least 3 years

http://www.northernrock.co.uk/loans/applyNowIM.asp?ref=655-0009

Smoggy_2

Dont take this wrong, but you want to take out a loan equivalent to 15months wages?? Are you mad?? I assume that you have a mortgage as well? How will you afford all this?

jonesMUFCforever

I agree with Smoggy.
Leave the car loan as it is as there will be no benefit to you paying it early.
Set up a standing order to the relative's account and pay them back monthly.