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halifax rates
rickymicky
Posts: 24 Forumite
Hi just looking at their retention rates and looks like they have gone up by 0.2%. What is the reason for this ?
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Comments
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Yes just noticed that myself, Ive been waiting for a valuation and its dragged on a bit, the cynic in me thinks they've delayed it so the new rates apply to a new deal.0
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Rates change up and down with great frequency.
Swap rates in the wider market, changing market share aspirations, profitability demands, the ability to raise savings balances to fund lending and other factors come in to play.0 -
No lender wants to have market leading products during the MMR changeover.
It just depends on who is holding the ball on 26th!I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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